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How Does Social Security Back Pay Work?

Published on June 22nd, 2020

What is Social Security Back Pay?

Social Security Back Pay refers to the disability benefits that you would have received if your claim had been approved immediately. After you are approved for SSI or SSDI benefits you will receive the Back Pay you have accrued. In other words, Back Pay is the term for benefits that have accrued during the usually lengthy approval process.

How is the Amount of Back Pay Determined?

The accrued benefits will be determined by the date you filed your claim as well as the “established onset date” of your disability. A DDS examiner or an administrative law judge will base the established onset date on the medical records they have available to them.

The distribution of Back Pay will depend on whether you are approved for Supplemental Security Income (SSI) benefits or Social Security Disability Insurance (SSDI) benefits, or both. If you receive SSDI benefits only, you will receive your Back Pay in a lump sum. However, SSI Back Pay is paid incrementally. If you are awarded both SSI and SSDI benefits, you might have to wait longer than if you were receiving only SSDI benefits.

The Five-Month Waiting Period

SSDI benefits can accrue from the initial date of the application, or as far back as twelve months prior to that date – less a five-month waiting period. In other words, the longer you wait for approval, the less the waiting period will affect you.

Consult with Knowledgeable Social Security Lawyers around Tennessee

Working with a Social Security attorney can often provide invaluable help to establish a favorable onset date so you will be awarded all the Back Pay you are entitled to. Reach out to some of the most compassionate Social Security lawyers around Tennessee – reach out to Kenneth Miller and Associates.

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