Social Security is a national program for people to support themselves once they hit the age of retirement. Disability is directly related to social security and helps those who have paid into Social Security for a certain number of years support themselves when they get injured and are unable to work, even if they are below the age of retirement.
Filing for disability can be a complicated process, and just as Social Security changes a little bit every year, so does the process of applying for disability. In 2020 you will need to meet the definition of “disabled” in order to apply, which is the norm, and you must have worked long enough at jobs where you paid into Social Security to be eligible. Becoming eligible for a disability requires a certain number of work credits, and the requirement changes each year.
Credits
To earn one credit in 2020 you must earn a total of $1,410; you can earn a maximum of four credits per year. Without at least 20 credits, it is difficult to receive disability, although some individuals may qualify with fewer credits depending on their age.
SSI
There is an exception to this, however, in a program called SSI (Supplemental Security Income) which is a needs-based program. Those who qualify for SSI do not have to have a work history, are extremely low income, and have few assets. In 2020, SSI benefits will increase by 1.6 percent based on COLA (cost-of-living adjustment). The maximum amount of funds those on SSI can expect to receive in 2020 is rising to $783 for individuals and $1,175 for couples.
It should also be noted that in 2020, the average estimated monthly payout for workers on Social Security disability will rise to $1,258; for workers who are married, it will increase to an average $2,176.
Contact Us
It is important to stay up to date on the ever-changing Social Security system, including disability and what it takes to receive help when you need it. If you are looking for a reliable disability attorney in Maryville, contact Miller Disability Law, PC. today. Whether you have yet to apply for disability or SSI, or your claim has been denied, we can help you receive the necessary assistance to get back on your feet.
